Commercial Services
Business Owners and Commercial Package Policies ~ Artisans and Contractors ~ Property Coverage Types Available ~ Main Street Business and Stores ~ Commercial Insurance Protection - How much can we save you?
Business Owners and Commercial Package Policies
The right insurance for your business - at the right price. Now you can have both! Benjamin Insurance Agency offers comprehensive coverage designed to meet the needs of your business operations all in a single affordable package. Request a proposal by filling out the form below!Artisans and Contractors
Because we can design a policy specifically for tradesmen like you, the key coverages you need are already built in. Today, million dollar liability claims are not as uncommon as you might think. Here are some important liability coverage elements available:<>
- Premises and
Jobsite Liability
Coverage for losses arising from your operations
- Products and Completed
Operations Liability
Coverage for losses arising from your services or products
- Blanket Contractual
Liability
For Oral or Written Contracts
- Worldwide
Liability
For lawsuits brought within the United States
Property Coverage Types Available
- Building or Business
Personal Property Coverage
Replacement cost on buildings, furniture and finished goods you own.
- Business
Income coverage
Up to 12 months actual loss sustained if your2 business can not operate.
- Automatic 25% increase
in business personal property coverage limit during peak business season.
- Theft of business personal property
including a limit for off premises Employee Dishonesty Theft of Money & Securities
Main Street Business and Stores
IMPORTANT OPTIONS AVAILABLE:
- Business Income Interruption
Pays your actual loss of income for up to 12 consecutive months for a reduction of income with no dollar limit.
- Extra Expense
Pays additional expenses you incur because of a covered loss.
- Business Computer
Covers losses to computer equipment such as printers and word processors; data & programs; and the media itself on which the data is stored.
- Accounts
Receivable
Pays amounts you are unable to collect from your customers as a result of a covered loss to your records.
- Spoilage
Covers losses to "perishable" stock due to changes in temperature
- Ordinance or Law
Provides coverage to rebuild building to conform with new building codes.
- Employee Dishonesty
Commercial Insurance Protection
-
Workers Compensation
Provides coverage to your employees for work related injuries through many discounted rate programs
-
Commercial Auto
Provides liability, medical and property damage coverage for vehicles your business owns. Competitive rates and credit programs available.
- Commercial Umbrella
Safeguards your business against large, unforeseen catastrophic liability losses.
