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Taking steps to eliminate potential homeowner's claims is an
effective way to reduce insurance premiums. One of the more
frequent losses a typical homeowner may incur is water
damage. Here are some basic recommendations that may help
prevent leaks and water intrusion. At the heart of our
recommendations is the need to regularly inspect your home.
Hare are the tips:
- If you have an older home, check the attic to see if
it has adequate insulation. Poor insulation can lead to
ice damming and roof leaks.
- Inspect sump pumps to be certain they work properly.
A battery backup system is recommended. The sump pump
should discharge the water as far away from the
foundation as possible.
- Check drain pans on air conditioners to be certain
they drain freely and are adequately sloped.
- Keep trees trimmed so that branches are at least 7
feet away from any exterior home surface and vines are
off all exterior walls. Either could open cracks in
siding, allowing moisture or insects to enter.
- Inspect and adjust the spray patter of the
irrigation heads to minimize the water sprayed directly
onto exterior walls.
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If water intrusion does occur, one can minimize the damage
by addressing the problem quickly and thoroughly. Fast
action can help minimize the time and expense for repairs,
resulting in faster recovery.
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